Kapitus — Recruiter Phone Screen

Friday April 3 · 2:00 PM CDT · 30 min · Director, Product · Phone Call
⚠ Framing rule: Lead with product language, not dev language. Say “roadmap” not “architecture.” Say “business outcomes” not “code.” Say “stakeholder alignment” not “standup.” You're interviewing as a product leader, not an engineer.
👥 Interviewer & Company

Christi Stoltzfus

Lead Talent Acquisition Business Partner · Kapitus

12+ years recruiting. Previously Senior Tech Sourcing Recruiter at AWS, Practice Director at Robert Half. BA Communication, UC Santa Barbara. Relationship-oriented — evaluating communication style, fit, and motivation, not fintech depth.

Screener Ex-AWS

Kapitus

Fintech · Small Business Lending · Founded 2006 · NYC HQ · ~360 employees

Products: Term loans, lines of credit, SBA loans, equipment financing, invoice factoring, revenue-based financing. KapitusPLUS: one application, multiple lender marketplace. Tech: Salesforce, Mambu cloud banking, BigQuery, AI-powered lending (Ocrolus). CTO: Ella Haman (since 2021).

Remote OK (WI approved) $120K–$193K + 15%
💼 The Role: Director, Product
Preferred qualifications you match: Salesforce & API integration knowledge ✓ · Sales product experience ✓ · Cross-functional team leadership ✓ · Vendor management ✓ · 8-12+ years experience ✓ (15 years)
💬 “Tell me about yourself”
~90 seconds
“I've spent 15 years building and owning digital platforms end-to-end. Most recently at Primo Brands, I was the platform owner for their national e-commerce operation — I owned the product roadmap, led a cross-functional team of about 10, managed vendor relationships, and drove initiatives that directly impacted revenue, like our Salesforce integration serving 38,000+ locations and our automated product feed pipeline. Before that, I spent 11 years at ICM managing a portfolio of ~60 B2B and e-commerce sites, making build-vs-buy decisions on integrations across ERP, PIM, and CRM systems. My approach has always been product-oriented — I think in terms of business outcomes and user needs, not just technical execution. The Director, Product role at Kapitus caught my attention because it sits at the intersection of product strategy and hands-on execution, which is exactly where I operate best.”
❓ “Why Kapitus / why this role?”
~60 seconds
“Two things. First, the product challenge — Kapitus is building the technology that powers how small businesses access capital, and the KapitusPLUS marketplace model is a genuinely interesting product problem: how do you optimize the matching between borrowers and the right financing product? That's a data and UX challenge I'd love to tackle. Second, the role description is honest about starting as a senior IC before building a team — I appreciate that transparency. I've been a builder my whole career and I know I can deliver value from day one as an individual contributor while I learn the fintech domain and earn the trust to lead a team.”
📋 Experience Walkthrough (Product Language)
ICM Corporation — 11 years
Portfolio management of ~60 digital products (B2B & e-commerce sites). Made build-vs-buy decisions across Akeneo PIM, Salsify, Odoo CRM/ERP. Led vendor evaluation and onboarding. Managed cross-functional stakeholders across clients, developers, and business teams. Hired and mentored team members.
Primo Brands — 3 years
Platform ownership: product roadmap, sprint prioritization, backlog management. Led cross-functional team of ~10 (engineering, DB, marketing, SEO, PM). Built Salesforce API integration serving 38K+ locations (preferred qual in JD). Drove KPI-based decisions — feed approval rates, site performance, conversion metrics. Managed CI/CD governance and release process.
Marketplace Extensions — 8 Published Products
Full product lifecycle: concept → development → launch → pricing → market fit → ongoing maintenance. Checkout suites, shipping integrations. Demonstrates product thinking at the commercial level — these are real products with paying customers, versioning, and support.
⚠ “Do you have fintech / lending experience?”
Honest bridge
“I haven't worked in fintech or lending directly. What I bring is deep experience in the systems and integrations that power financial workflows — Salesforce, API architecture, payment processing with PCI compliance, and the ability to quickly learn domain-specific logic. At Primo Brands I built integrations with financial systems and worked in a regulated environment with compliance requirements. I'm a fast domain learner — at every role I've been in, I've ramped up on the industry specifics within 60–90 days.”
Tip: Don't dwell on this. Acknowledge briefly, bridge to transferable skills, move on. Dwelling makes it bigger than it is. The JD says “preferred,” not “required.”
💰 Salary Expectations
Keep it simple
“The posted range aligns with my expectations. Given my experience level and the scope of the role, I'd expect to be in the mid-to-upper portion of that range, but I'm open to discussing the total compensation package including the annual incentive and benefits.”
Base: $120,400 – $193,200
Incentive: Up to 15% annual
401(k): 25% match
Mid-range target: ~$155K–$170K base
Total comp at target: ~$178K–$195K
Tuition reimbursement: Up to $5K
📍 Logistics Answers
❓ Questions to Ask Christi
💡 Your Bridge: Developer → Product Director
If Christi asks “your background is in development — why product?”
The bridge answer
“My titles have said 'developer' but my work has always been product ownership. At Primo Brands I owned the roadmap, prioritized the backlog, made build-vs-buy calls, led cross-functional teams, and measured success by business KPIs — not lines of code. I've published 8 commercial products on the Adobe Marketplace with real customers, pricing decisions, and lifecycle management. The technical depth I bring is an asset in a product role, not a limitation — I can evaluate engineering tradeoffs, have credible conversations with developers, and make informed build-vs-buy decisions because I've done both sides. I'm making this transition deliberately because product leadership is where I create the most impact.”
🔎 Reminders:
• This is a 30-min screening call, not a deep dive. Be concise.
• Christi is evaluating: articulate? motivated? salary aligned? red flags?
• Don't oversell the fintech gap. Acknowledge, bridge, move on.
• Be warm and conversational — she's relationship-oriented (Robert Half background).
Always close by asking about timeline and next steps.